DISCOVER IT Credit Card
1. Easy to get it(You can get it even though you have no credit records, like me)
2. No annual fee ($0)
3. High cash back point(up to %15)
4. You can get $50 once you get it
I finally got my Social Security Number a week later I started first summer intership. I was not interested at all for SSN at the first time but began to realize how important credit is in US society(Can't apply auto loan/financing without good credit...). I saw many people who gained mileages enough to buy round air plane tickets to South Korea(about 7,500 mileages, equal to $2,000 value). So I too applied about 7 different credit cards for mileage purpose. And about two weeks later, I received letters from seven credit card companies saying "Unfortunately,......".All were rejected..One of my lawer friend said all of my rejection would harm my credit score and I would less likely get any credit card for a year.. I was so frustrated.. I just gave up getting credit card and starting to build my credit..
About few months later, one of my chinese colleage recommended me "Discover It" credit card and said it is the best card. Based on my previous experience, I was not sure if I could get approved but he strongly said I would. He became my refferal and I finally got my first credit card!
Like my case, Discover It credit card is relatevely easy to get approved. It is a great credit card for those of who want to start to build their credit like me. On top of that, this credit card will give you and refferal $50 signing bonus(if you open it through reffal email link).Also there is no anuual fee on this card and it gives you maximum 15% of cash back for your spending.
Please let me know if you want me to be your refferal. My email is :
namheekang@hotmail.com
Following picture is about cashback bonus that I have received:
